Rates

Our full fee rates for therapy services range from $165 to $205 an hour, depending on the credential of the therapist. Intake Sessions, the first one to three sessions, are $195-$235. We typically have two intake sessions.

Insurance “In Network”

CTC is “In Network” with Blue Cross Blue Shield PPO/Blue Choice of Illinois and United. If you chose to use your insurance to pay for your sessions, CTC will submit claims to BCBS / United. You are responsible for amounts not covered by your insurance such as deductible, copay or coinsurance or if your insurance is declined/inactive. We strongly advise new clients to call their insurance to determine their mental health office visit coverage for both in person and telehealth so you know your benefits prior to scheduling.

  • Therapists in network with United are Erynn Besser, Tracy Bischoff, Laura Brownstone and Veronica Miller

Insurance “Out of Network”

If you have another form of insurance, your insurance may cover services for out-of- network providers. It is your responsibility to contact your insurance company to access information regarding your mental health benefits and to obtain any/all authorizations. If your health insurance agrees to reimburse you for your sessions, you will pay for services directly to CTC and we will provide you with a monthly superbill that you can submit to your insurance provider with your claim.

Good Faith Estimates for Self-Pay Clients

As of January 1, 2022 all medical and healthcare professionals, including Centered Therapy Chicago (CTC) clinicians, are required to provide a Good Faith Estimate (GFE) for all current and new clients that outlines the expected cost of treatment. The GFE requirement under the No Surprises Act aims to give clients and consumers a clear sense of what upcoming health care services will cost. This is required for mental health professionals who provide services to people that are uninsured or people who are insured but chose not to use their insurance benefits to pay for healthcare services (private pay clients).

If you are a self-pay client, CTC will provide you with a Good Faith Estimate (GFE) in writing prior to your first session, and will additionally provide upon request. If you receive a bill that is substantially higher (more than $400) than estimated on your GFE, you can dispute the bill. It is recommended that you save a copy of your GFE.

For questions or more information about your right to a Good Faith Estimate, visit: www.cms.gov/nosurprises

You have the right to receive a Good Faith Estimate from CTC

Reduced Fee and Sliding Scale Rates

CTC offers a $50 rate with our therapists- in- training. We also offer additional sliding rate options with staff clinicians on a time-limited and as-needed basis. If you need a sliding fee, please discuss this during your initial phone consultation.

Payment

Payment is collected at time of service. All major debit and credit cards are accepted for payment.

Cancellation Policy

When you set up an appointment, we reserve a time just for you.  We ask that our clients reserve time for their session in their schedule and cancel sessions as soon as they know there is a conflict.  We have a 24-hour cancellation policy where clients are billed for sessions that are missed or not cancelled within 24 hours. Clients who do not adhere to this policy will be billed in full for appointments that are not cancelled at least 24 hours prior to the session regardless of the reason for the cancellation.

Billing Questions

If you have billing or insurance questions, please visit our Billing FAQ or email our billing department billing@centeredtherapychicago.com