The fee for an individual, family, or couples session ranges from $50-$205 depending on the clinician’s credentials. Intake sessions (generally the first 1-3 sessions) have a higher rate and are generally an additional $30 per intake session depending on the clinician’s credentials.

*Rates are based on the experience and qualifications of your therapist.

 If you have a financial need, we are willing to entertain your request for a reduced/sliding rate on a limited basis.

Payment will be collected at the beginning of each session and can be made in the form of cash, check, debit card or credit card.

CTC bills therapy services through Blue Cross Blue Shield PPO/Blue Choice of Illinois and a couple of our clinicians are in network with United. If you chose to use your insurance to pay for your sessions, CTC will submit claims to BCBS. You are responsible for services not covered by your insurance if your deducible has not been met or if your insurance is declined/inactive.

If you have another form of insurance, your insurance may cover services for out-of- network providers. It is your responsibility to contact your insurance company to access information regarding your mental health benefits and to obtain any/all authorizations. If your health insurance agrees to reimburse you for your sessions, CTC will provide you with a monthly invoice that you can submit to your insurance provider.

Call the Member Services number on the back of your insurance card and:

  • Follow the automated prompts for:
    • Eligibility and Benefits
    • Mental Health or Behavioral Health
  • Ask to speak to a representative about your benefit details (deductible, copay or coinsurance) for an office visit.
  • Ask the representative if your insurance will cover a telehealth session?   (Please note – CTC does not use the BCBS MDLive platform for telehealth)

CTC does offer some sliding scale options for clients with a financial need on a time- limited basis. We offer a $50 sliding rate with our therapists in training.  We also offer additional sliding rate options on a limited and as needed basis. If you need a sliding fee, please discuss this during your initial phone consultation. We will consult with your therapist about your request and provide authorization for a reduced rate if possible.

Any appointments that are not cancelled within 24 hours of the scheduled appointment time will be charged the full session fee for the missed appointment.

You should contact your mental health provider regarding any concerns with your billing. You may also direct questions regarding billing to

Meet our Administrative Team