The fee for an individual, family, or couples session is $160 or $190 depending on the clinician’s credentials. All intake appointments are $190.

Payment will be collected at the beginning of each session and can be made in the form of cash, check, Chase QuickPay, or credit card. Payments made using a credit card will incur a surcharge of 2.6% plus .03 cents.

CTC bills therapy services through Blue Cross Blue Shield PPO/Blue Choice of Illinois only. If you chose to use your insurance to pay for your sessions, CTC will submit claims to BCBS. You are responsible for services not covered by your insurance if your deducible has not been met or if your insurance is declined/inactive.

If you have another form of insurance, your insurance may cover services for out-of- network providers. It is your responsibility to contact your insurance company to access information regarding your mental health benefits and to obtain any/all authorizations. If your health insurance agrees to reimburse you for your sessions, CTC will provide you with a monthly invoice that you can submit to your insurance provider.

CTC does offer some sliding scale options for clients with a financial need on a time- limited basis. If you need a sliding fee, please discuss this during your initial phone consultation. We will consult with your therapist about your request and provide authorization for a reduced rate if possible.

Any appointments that are not cancelled within 24 hours of the scheduled appointment time will be charged the full session fee for the missed appointment.

You should contact your mental health provider regarding any concerns with your billing. You may also direct questions regarding billing to